Disclaimer

Effective Date: September 11, 2026 for accounts created on or after that date  |  October 12, 2026 for accounts existing before it  |  Last Updated: September 11, 2026

1. No Professional Advice

The information, reports, summaries, and calculations generated by BrokerBooks are provided for organizational and informational purposes only. BrokerBooks Pro Canada Inc. does not provide tax advice, accounting advice, investment advice, or legal advice of any kind. The Service is not a substitute for professional consultation.

2. No CRA Filing Guarantee

BrokerBooks Pro Canada Inc. makes no representation, warranty, or guarantee that any report, summary, or calculation generated by the Service is accurate, complete, or suitable for submission to the Canada Revenue Agency (CRA).

3. HST and Tax Calculations

HST and other tax figures shown in the Service are estimates and approximations only. Actual obligations may vary based on your specific circumstances, your province of operation, applicable exemptions, and CRA rules. Tax rates and rules differ by province — figures shown in examples, marketing materials, or sample data reflect Ontario rates unless stated otherwise and should not be relied on elsewhere.

4. Limitation of Liability

To the maximum extent permitted by law, BrokerBooks Pro Canada Inc. is not liable for financial loss, tax penalties, CRA assessments, missed filings, or other damages arising from your use of the Service. Our liability is limited as set out in section 12 of the Terms of Service, which governs. Nothing here limits liability that cannot be limited by law, or your rights under applicable consumer protection legislation.

5. User Responsibility

You are solely responsible for the accuracy of the data you enter, for retaining your own records, and for meeting your tax compliance obligations.

6. Third-Party Services

BrokerBooks Pro Canada Inc. is not responsible for the accuracy, availability, or actions of any third-party service provider.

7. Accuracy of Information

The accuracy of anything the Service produces depends on the accuracy and completeness of the information you enter.

8. Relationship to the Terms of Service

This Disclaimer forms part of the Terms of Service. Where this Disclaimer and the Terms address the same subject, the Terms govern.

9. Changes

We may modify this Disclaimer. Changes are published at brokerbooks.ca/disclaimer.html with a new "Last Updated" date, and material changes are notified as set out in section 15 of the Terms of Service.

10. Governing Law

This Disclaimer is governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.